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Reorder Debit Card

Reorder your lost or stolen debit card today. Card will be reordered upon approval.

Our New Site

We hope our new website helps you bank more efficiently with 1st National Bank. If you have any problems, please don't hesitate to call us at anytime.

Fraud Alert

Some 1st National Bank customers have been receiving automated calls purporting to be from MasterCard asking for information, including a PIN. If you receive a call, please respond to our Fraud Center at 580-822-3300 or contact 1st National Bank.


Regular Savings Account

  • $20.00 Minimum balance requirement to open
  • 2 forms of ID required to open account (one must be a photo ID.)     
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Only 2 withdrawals per month.
  • Maintenance fees apply if balance falls below $16.00


  • Free Telephone Banking 580-822-4486
  • Free TeleWeb
  • Compounding and Crediting Interest: Interest will be compounded and credited to your account semi-annually ( at the end of six month statement cycle)
  • Interest begins to accrue no later than two business days after you deposit non cash items (for example checks)     


  • If the customer closes the account before the end of the quarter, the account will not receive accrued interest.
  • If the account has more than 2 transactions per month, there is a charge of $1.00 per transaction.
  • If your balance falls below $16.00, we will charge you a fee of $1.00 for the calendar month.


  • At our discretion, we may change the interest rate on your account daily. Your interest rate and annual percentage yield may change.
  • We use the daily balance method to calculate the interest on your accoount.  This method applies a daily periodic rate to the principal in the account each day.


Call or come in for fee brochure

For more information about current rates or conditions please contact us at 580-822-3300.