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Reorder Debit Card

Reorder your lost or stolen debit card today. Card will be reordered upon approval.

Our New Site

We hope our new website helps you bank more efficiently with 1st National Bank. If you have any problems, please don't hesitate to call us at anytime.

Fraud Alert

Some 1st National Bank customers have been receiving automated calls purporting to be from MasterCard asking for information, including a PIN. If you receive a call, please respond to our Fraud Center at 580-822-3300 or contact 1st National Bank.


Now Account

  • Minimum  to open account $1,000.00
  • 2 forms of ID required to open account (1 must be a photo ID)     
  • Fees apply if any one daily balance falls below $1,000.00



  • Combines the conveniences of our Checking Account with the benefits of earning interest.   
  • Compounding and Crediting Interest.  The interest is compounded and credited to your account at the end of each statement cycle.
  • Free Teleweb
  • Free Telebank
  • Transfund Debit Card available 


  • No monthly charge if  account is maintained properly with the $1,000 minimum balance.
  • If the balance during any one day in a statement cycle falls below $1,000 you will be charged a fee of $7.50 plus .10 cents per check for that cycle.

Additional Notes

  • Your daily balance on each day is the ending balance of the account from the previous day plus deposits and minus withdrawals made that business day.
  • At our descretion, we may change the interest rate on your account daily.  Your interest rate & annual percent yield may change.
  • Interest begins to accrue no later than two business days after you deposit non cash items (for example checks)
  • If you close your account before interest is credited, you will not receive the accrued inerest.
  • We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate tot he principal in the account each day.

Call or come in for fee brochure.