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Reorder Debit Card

Reorder your lost or stolen debit card today. Card will be reordered upon approval.

Our New Site

We hope our new website helps you bank more efficiently with 1st National Bank. If you have any problems, please don't hesitate to call us at anytime.

Fraud Alert

Some 1st National Bank customers have been receiving automated calls purporting to be from MasterCard asking for information, including a PIN. If you receive a call, please respond to our Fraud Center at 580-822-3300 or contact 1st National Bank.


HI-FI Account

  • Minimum  to open account $2,500.00
  • 2 forms of ID required to open account (1 must be a photo ID)     
  • You may make six transfers from your account by check, draft or similar to third parties per statement cycle.
  • Unlimited In-House transfers
  • Fees apply if any one daily balance falls below $2,500.00


  • Compounding and Crediting Interest.  The interest is compounded and credited to your account at the end of each statement cycle.
  • Free Teleweb
  • Free Telebank
  • Trandsfund Debit Cards available


  • No monthly charge if account is maintained properly with the $2,500 minium balance.
  • If your balance during any one day in a statement cycle falls below $2,500 you will be charged a fee of $7.50 for that cycle.
  • You are limited to 6 transfers from this account each month.
  • If you close your account before interest is credited, you will not receive the accrued inerest.

Additional Notes

  • Your daily balance on each day is the ending balance of the account from the previous day plus deposits and minus withdrawls made that business day.
  • At our discretion we may change the interest rate on your account daily.  Your interest rate & annual percent yield may change.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue no later than two business days after you deposit non cash items (for example, checks)


Call or come in for fee brochure.